Providing home loan mortgage financing in Lake, Geauga, Mahoning, Columbiana, Erie, Sandusky, Seneca, Wyandot, Putnam, Hancock, Ottowa, Fulton, Williams, Henry, Defiance, and many more Ohio counties.
Providing financing in Lucas, Cuyahoga, Lorain, Medina, Wood, Summit, Montgomery, Licking, Deleware, Warren, Hamilton, Butler, Franklin, Fairfield, Stark, Wayne, Knox and many other Ohio counties.
Providing home mortgages in Findlay, North Ridgeville, Highland Hills, Beachwood, Moreland Hills, Ashtabula, Rock Creek, Delaware, Franklin, Brunswick, Geauga, Grafton, Lorain, Green, Bath, Sandusky, Port Clinton, Huron and many other Ohio communities.
Providing mortgage financing in Cleveland, Cincinnati, Toledo, Bowling Green, Columbus, Akron, Canton, Avon, Strongsville, Avon Lake, Solon, Dayton, Medina, Wooster, Youngstown, Alliance, Mentor, Elyria and many other Ohio cities.


Ohio zero money down home loans 

Ohio zero money down home loans - What is the minimum credit score that is needed to obtain 100% financing in Ohio? This is an extremely common question asked by many first time homebuyers and other consumers looking to buy a home. While most lenders require a 580 middle credit score to offer a mortgage home loan with zero down some lenders will go down to a 550 credit score for 100% financing. Consult your mortgage professional to find out if your credit score and other factors will qualify you for a zero down home loan in Ohio.

Credit score is not the only thing that lenders will look at. There are other things such as down payment seasoning, debt to income, and Loan value. Your mortgage professional will know the best lender that fits your financial needs.

Often times its best to use a "rapid rescore" approach to fix your credit first. Sometimes there is no time for this approach and sometimes there is. If your preparing to purchase a home its best you get your credit score as high as possible first.

You can obtain 100% financing with a low credit score, but understand that your credit score also affects your rate. A low score means a higher rate. However, it is common for a buyer to buy a home with a higher rate mortgage and work at improving his or her credit score. Then 2 years later, that buyer can refinance into a much lower rate mortgage.

Carleton Sheets and other no money down methods - Some real estate courses advertise that you can invest in real estate "no money down". While true, there are some upsides and some downsides to this type of investing.

One upside is that you can get started with little or no cash out of your pocket.

A downside is that it will be harder to find a "positive cash flow" deal when you dont put any money down.

Finding a good mortgage broker can make your real estate investing career much easier. Your mortgage broker should have many programs available to investors, including creative ways to buy property with no money down.

Consider getting your own real estate license. It can make you 3% when you buy your next house!


If you have any questions regarding our products, you can contact us by calling or e-mailing us and we'll get back to you as soon as possible. Thanks!



City, State, Zip Code:



Please confirm your e-Mail:

How did you find our website?


Map and Directions

Information listed above is to be used for educational purposes only and is not guaranteed

Home | Sitemap | Contact Us | Links | Services | News | About Us | Ohio | Florida | Refinance | Purchases | Fixed-Rates |Blog |Down Payment



Mortgage Broker | Got the Down Payment Blues | Lease-to-own purchase | Hard Money | Frequently Asked Questions - Credit