Providing home loan mortgage financing in Lake, Geauga, Mahoning, Columbiana, Erie, Sandusky, Seneca, Wyandot, Putnam, Hancock, Ottowa, Fulton, Williams, Henry, Defiance, and many more Ohio counties.
Providing financing in Lucas, Cuyahoga, Lorain, Medina, Wood, Summit, Montgomery, Licking, Deleware, Warren, Hamilton, Butler, Franklin, Fairfield, Stark, Wayne, Knox and many other Ohio counties.
Providing home mortgages in Findlay, North Ridgeville, Highland Hills, Beachwood, Moreland Hills, Ashtabula, Rock Creek, Delaware, Franklin, Brunswick, Geauga, Grafton, Lorain, Green, Bath, Sandusky, Port Clinton, Huron and many other Ohio communities.
 
Providing mortgage financing in Cleveland, Cincinnati, Toledo, Bowling Green, Columbus, Akron, Canton, Avon, Strongsville, Avon Lake, Solon, Dayton, Medina, Wooster, Youngstown, Alliance, Mentor, Elyria and many other Ohio cities.

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Home Improvement Loans

Home Improvement Loans - A home improvement loan can be obtained by taking out a second mortgage or a home equity line of credit. You can utilize the equity in your home to obtain one of these second liens on your property.

The loan can be either an adjustable or fixed rate home equity line of credit. Most equity lines for home improvements will have an interest only "draw period".

Most equity lines of credit are based off of the prime rate. Your margin over or under prime will be determined by your credit profile, documentation, and loan to value.

Home Improvement Loans - Home improvements can easily be done by tapping into the equity from your home. The money can be used to make necessary upgrades and add value to the home.

Home improvement loans with low interest rates are available for most types of home improvement projects. From kitchen and bath remodels to landscaping and roofing.

A HELOC (Home Equity Line Of Credit) loan will allow you to draw equity from your home as you need it to pay for improvements.

Home Improvement Ohio - One of the best home improvements you can do to increase your homes value is to add square footage to your home. This can be done in many ways, including adding a sunroom or finishing your attic.

Many times your mortgage professional works with home improvement contractors and is familiar with home improvement contractors that they can recommend or refer you to. Finding a trustworthy home improvement contractor can sometimes be a nightmare, especially when you keep hearing on the news and reading in the paper about all of these contractors who took some family's money and then never finished the home improvement. Having service providers referred to you is one of the best ways to find someone who is reputable and will do a good job for you. Therefore, ask your family, friends and even your mortgage broker for referrals anytime you are looking to do any type of home improvement work. Even if you are looking for other service providers such as financial planners, builders, homeowners and auto insurance agents, etc... your local mortgage broker can usually help refer you to someone that is trustworthy.

There are two additions you can make which almost always will increase the value of your home more than the cost of the addition. That is when you add a bedroom or a bathroom. All other things being equal, a home with 4 bedrooms will be valued higher than a home with 3 bedrooms and the same is true for the number of bathrooms.


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