Providing home loan mortgage financing in Lake, Geauga, Mahoning, Columbiana, Erie, Sandusky, Seneca, Wyandot, Putnam, Hancock, Ottowa, Fulton, Williams, Henry, Defiance, and many more Ohio counties.
Providing financing in Lucas, Cuyahoga, Lorain, Medina, Wood, Summit, Montgomery, Licking, Deleware, Warren, Hamilton, Butler, Franklin, Fairfield, Stark, Wayne, Knox and many other Ohio counties.
Providing home mortgages in Findlay, North Ridgeville, Highland Hills, Beachwood, Moreland Hills, Ashtabula, Rock Creek, Delaware, Franklin, Brunswick, Geauga, Grafton, Lorain, Green, Bath, Sandusky, Port Clinton, Huron and many other Ohio communities.
Providing mortgage financing in Cleveland, Cincinnati, Toledo, Bowling Green, Columbus, Akron, Canton, Avon, Strongsville, Avon Lake, Solon, Dayton, Medina, Wooster, Youngstown, Alliance, Mentor, Elyria and many other Ohio cities.


ARM Refinancing

ARM Refinancing - With so many consumers obtaining adjustable rate mortgages over the past few years there are millions of consumers whose mortgages are getting ready to make their first adjustments coming up soon. Therefore, there are many people who are going to need to look into the idea of refinancing their mortgages pretty soon. Call a mortgage professional immediately at 888-418-4467 to begin the refinancing process so that you are not stuck with a considerably higher interest rate and payment than what you started with.

Rates are still at historic lows and most homeowners can benefit from a refinance whether it be a debt consolidation or ARM to fixed rate.

It's a good idea to call a mortgage professional to discuss refinancing options at least two months before your current mortgage is scheduled to adjust.

It's important to be informed about your adjustable rate mortgage. Many homeownwers are painfully unaware of the terms and conditions of their most important financial instrument - their mortgage. All of the information that you need to know exactly what is going on with your mortgage loan is contained in the note. If you have trouble reading or understanding the note, call me. I will be glad to help you review it and know exactly when any changes are taking place and what will happen when they do.

After the initial adjustment, your ARM can adjust every 6 months to 1 year again and again, depending on your loan program.

Many adjustable rate mortgages (ARMs) also have a pre-payment penalty. The adjustment period usually begins at the same time the prepayment penalty period ends.

Ohio refinancing - Refinancing is expected to hit record levels in the upcoming year due to the number of consumers who have obtained adjustable rate mortgages over the past couple of years. There are a lot of consumers who have mortgages that will be coming up to their first adjustment period at some point in time during 2007 which is going to force many people to refinance into either a fixed rate or refinance into another adjustable rate. Consult your mortgage professional soon before you see your payment increase dramatically.

If you have acquired excess debt refinancing is a great way to eliminate your high interest credit card loans.

Interest Rates Are still near all time lows, which are prompting many homeowners who desire the predictability of a 30 year fixed mortgage to refinance now while rates are still favorable.


If you have any questions regarding our products, you can contact us by calling or e-mailing us and we'll get back to you as soon as possible. Thanks!



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