Providing home loan mortgage financing in Lake, Geauga, Mahoning, Columbiana, Erie, Sandusky, Seneca, Wyandot, Putnam, Hancock, Ottowa, Fulton, Williams, Henry, Defiance, and many more Ohio counties.
Providing financing in Lucas, Cuyahoga, Lorain, Medina, Wood, Summit, Montgomery, Licking, Deleware, Warren, Hamilton, Butler, Franklin, Fairfield, Stark, Wayne, Knox and many other Ohio counties.
Providing home mortgages in Findlay, North Ridgeville, Highland Hills, Beachwood, Moreland Hills, Ashtabula, Rock Creek, Delaware, Franklin, Brunswick, Geauga, Grafton, Lorain, Green, Bath, Sandusky, Port Clinton, Huron and many other Ohio communities.
Providing mortgage financing in Cleveland, Cincinnati, Toledo, Bowling Green, Columbus, Akron, Canton, Avon, Strongsville, Avon Lake, Solon, Dayton, Medina, Wooster, Youngstown, Alliance, Mentor, Elyria and many other Ohio cities.


Tips For Keeping Your Heating Bill Down

One of the best things to do to keep your heating bill down, is to replace any old windows. This can be costly though, and you may want to talk to a mortgage broker about using some of your homes equity to pay for the replacement windows. If the windows do not need to be replaced then you should consider some sort of weather stripping. It would be in your best interest to use weather stripping on all windows and doors, to prevent heat loss.

You may also want to increase the thickness in your attic insulation. Check doors for proper seal on the weather stripping and replace where needed. Any direct cracks or wholes to the outside will allow your heat to be depleted rapidly.

Another good tip to keep your heating bill down is to install an electronic thermostat. With the electronic thermostat it is easier to see what the exact temperature is set at. So when you leave the house you can turn down the heat by 10 degrees, and then turn it back up when you come home. Knowing how to use your thermostat efficiently can help you cut down on your heat bill.

When you go on vacation turn the thermostat off.

Have a licensed professional look over and "tune up" your furnace or heating system before winter arrives each year in order to help keep your heat costs down. Make sure you are using an energy efficient furnace or heating system. Keep up with the preventative maintenance, change your filters monthly and call a professional immediately if you notice any odd sounds or smells coming from your heating system.

A great and inexpensive way to control your heating bill is with a programmable thermostat. Good ones are available from any home improvement store and are under $50. Most homeowners are able to install them on their own. This type of thermostat will allow you to only heat your home at the times that you need it. You set the programs to lower the heat at the times when you are not home or bundled up sleeping in bed. The programs can always be overridden to accommodate any changes in you schedule.

Not only is replacing those old windows a great investment for your health it actually can improve value on your home. Dual Pane windows is actually one of the Top 10 best Return on Investment for a Homeowner to add to the structure of the home.

Using the equity in your home is a quick and cost effective way to upgrade those windows. You will be able to write the interest off on your taxes, increase the value of your home, and keep that extra cash in your bank account. Talk to your mortgage broker before using other forms of credit to replace those windows, it can save you thousands of dollars in interest.

With the rising cost of heating oil and gas, it is increasingly important to thinnk about improving the thermal efficiency of your home. Refinancing your mortgage or obtaining a secured line of credit from us to make such home improvements as window and door upgrades, roofing upgrades, or upgrading your heating system can be an excellent alternative to getting deep into credit card debt and paying double digit interest rates on your improvements. Poorly performing financing can negate any of the cost savings associated with the ome improvements, and eat into long term ROI (return on investment).

Cover the air conditioning unit that is outside your home. There are differing opinions on if this actually helps, but basically it is connected to your duct work and it does allow air flow from outside. So spend the money on a cover for it, or go the cheep route and use a plastic tarp and some duct tape.

Additional insulation in your attic can help. This can be an easy "do it your self" job if you get the proper tools and use the recommended safety equipment.

Always have your Boiler / Burner checked by a Professional. Also have them clean it at least twice a year. A small buildup of soot or dirt can cause at least a 10 - 15% decrease in efficiency, resulting in higher fuel bills.

When was the last time you checked your filter? All most all heating systems have filters that need to be changed on a regular basis. If your filter has not been changed recently it could be causing poor air flow through your duct work, and decreasing the efficiency of your heater.

Adding a 3M window film over older windows will dramatically help your heating bill by helping to block heat loss through old glass. You can also keep your thermostat set to 68 degrees, The 2 degree lower temprature can actually save you money on your heating bill. Also check the weather seal at the bottom of all exit doors. If the seal is bad then cold easily enters your home.

Shut off radiator valves in rooms that your family members do not or seldom use, but make sure those rooms do not have water pipes running behind the walls, as frozen pipes can explode and create costly problems. Heating a room which no one uses is wasteful. Also, close the doors of all the rooms. It is more efficient to heat an enclosed space than a large area.

If you live in an older home, or have unusually high heating bills, you can call in an Energy Expert. They will audit your heating system and take infrared photos of your home. These photos are the most accurate way to identify where your home is losing heat.


If you have any questions regarding our products, you can contact us by calling or e-mailing us and we'll get back to you as soon as possible. Thanks!



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