Providing home loan mortgage financing in Lake, Geauga, Mahoning, Columbiana, Erie, Sandusky, Seneca, Wyandot, Putnam, Hancock, Ottowa, Fulton, Williams, Henry, Defiance, and many more Ohio counties.
Providing financing in Lucas, Cuyahoga, Lorain, Medina, Wood, Summit, Montgomery, Licking, Deleware, Warren, Hamilton, Butler, Franklin, Fairfield, Stark, Wayne, Knox and many other Ohio counties.
Providing home mortgages in Findlay, North Ridgeville, Highland Hills, Beachwood, Moreland Hills, Ashtabula, Rock Creek, Delaware, Franklin, Brunswick, Geauga, Grafton, Lorain, Green, Bath, Sandusky, Port Clinton, Huron and many other Ohio communities.
Providing mortgage financing in Cleveland, Cincinnati, Toledo, Bowling Green, Columbus, Akron, Canton, Avon, Strongsville, Avon Lake, Solon, Dayton, Medina, Wooster, Youngstown, Alliance, Mentor, Elyria and many other Ohio cities.


Mortgage Rates Refinancing 

First Security Financial Services, Inc. is a leading authority on mortgage rates, mortgage refinancing and home equity loan information offering daily mortgage statistics, daily updated. Give us a call!

Mortgage rates refinancing are very important to ensure that you obtain a great rate when you are refinancing. When refinancing it is important to know what will require rate bumps and what will not. For example when refinancing, if you want to take cash out of the equity in your home and you go over 70% of your homes value, then you will end up incurring a slight bump to your mortgage interest rate. If you choose an alternative income documentation method you will have a small rate bump to your mortgage rate when refinancing as well.

When refinancing, be sure to Google your mortgage professional's name. This may give you an idea of who is more invested in the community and who is going to give you the service you deserve.

If you have an adjustable rate mortgage (ARM), you should definitely start looking into refinancing at least a few months before it is scheduled to adjust. Mortgage rates refinancing can potentially save you hundreds of dollars a month.

One question to ask yourself is: What are my goals and needs for a refinance? Sometimes a loan with the lowest rate may not be the best fit for you, but rather a program that serves your actual needs.

When you are considering refinancing there is more to consider than what the best mortgage rates are. Many companies can quote you the best rates available on an initial phone call and that does not in any way mean that will be the rate you will receive on your mortgage. There are many factors that go into determining a mortgage rate and there are many rate increases and decreases for items such as loan size, income documentation types, etc... Therefore, just because one company quotes you the lowest rate does not mean that they are going to provide you with the lowest rate. Your whole credit package has to be taken into consideration to determine your exact rate.

Mortgage refinancing rates are based off of three main things, your credit score, your equity borrowed and the mortgage loan program you choose to borrow with. If you choose a stated income fixed rate mortgage your interest rate will be much higher then the borrower who chooses a full documentation 30 year fixed rate mortgage.

Mortgage rates refinancing should be thought over carefully. A lower interest rate may not always save you money in the long run. All the costs associated with refinancing must be taken into account. The type of mortgage you are refinancing into must also be taken into account. There are many factors that need to be looked at to make sure refinancing is the best choice for you.


If you have any questions regarding our products, you can contact us by calling or e-mailing us and we'll get back to you as soon as possible. Thanks!



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